Combining finances can be a touchy subject for couples, posing many important questions. Is it necessary to combine your accounts? What if one person makes more money than the other? What if you have kids or buy a house? Depending on the circumstances, it may feel easier to manage your money together, but that doesn’t mean the transition will be stress free. Contine reading
Everything’s going along fine, and then boom: a major emergency hits and you’re faced with unexpected expenses and not enough money to cover them. For example, your car may break down and need major repairs to get it back on the road, or it may even need to be replaced if it’s been in an accident or would cost more to fix than what it’s worth. That’s just one possibility of something that can go wrong and leave you in a financial jam. Other unexpected expenses may include: Contine reading
Some interesting research released from an online investment firm, revealed that a large percentage of UK men (25%) and women (35%) saved nothing towards their pensions. The same study also found that a small percentage UK women (5%) and men (5%) added over £5,000 per month to their private pension pots during Q4 2016. For a better understanding of how well the UK is preparing for later life, take a look at the content piece below. Contine reading
Bаd Crеdіt Guаrаntоr Loans Tо The Rescue
It has been nеxt tо іmроѕѕіblе to miss thе nеgаtіvе media соvеrаgе surrounding рауdау lоаnѕ оvеr thе раѕt fеw wееkѕ and thеу all lеаd tо the ѕаmе рlасе – high іntеrеѕt rates аrе hіttіng people vеrу hаrd. Fоr anyone соntеmрlаtіng ѕubmіttіng a рауdау loan аррlісаtіоn, іt іѕ сruсіаl thаt іn оrdеr fоr thеm tо get a full іnѕіght into аnу роtеntіаl problems, аnуоnе who has suffered аt thе hаndѕ оf a рауdау loan hаѕ to fіnd thе соurаgе to come fоrwаrd to tell thеіr story. Contine reading
Do you feel as though you’re constantly drowning under a huge wave of credit card debts? The truth is that most of us don’t have the money in our back pockets, or the help of friends and family to simply write off the debts that we accumulate on our credit cards. Unfortunately, dealing with credit card debt for too long could mean that you end up completely destroying your credit score. As we all know, this could mean that you have no chance of getting a more important loan later, such as a mortgage or refinancing deal. Contine reading
Food, clothing and shelter are often considered the necessities of life, and in many parts of the world, including Britain, adequate heating of that shelter should be a given during the interminable winter. Yet many people are forced to sacrifice some necessities simply in order to keep a roof over their heads. Contine reading
An installment loan is a good option if you are struggling with debt. If you take out an installment loan, then you will borrow a sum of money. You will make payments until you have paid off the full loan. There are unsecured installment loans and secured installment loans.
There are many reasons that you may need some money, and fast. It could be that you have an emergency, like your car broke down or your water heater in your home quit working. Maybe you have to go on a last minute trip to help a sick family member. Contine reading
It is undoubtedly a smart move if you can survive without a credit card. However, there are many households and individuals that use credit cards even for daily usage. Contine reading
Debt problems go hand in hand with anxiety, and living with the stress of debt can affect every part of life; work, relationships, even mental health – not just finances. What’s often overlooked is how best to manage when you’re in debt and trying to pay it off. No matter how bad your own personal relationship with debt is, the good news is that with some patience and (most importantly) perseverance it’s absolutely possible to become debt free, and there are ways to better manage your finances during this tricky period. Here are a few tips to help manage when living with debt.