If you have a medical problem you know that medical debt can add up quickly, even if you have insurance. Insurance doesn’t cover everything. There are co-pays and things that aren’t covered at all.
Credit will play a major part in your life. The difference between a life of ease knowing that your credit is squeaky clean, and a life of anxiety knowing that your credit is awful, is as comparative as night and day. Which would you prefer, right?
Maintaining a home and family is possible with bad credit, but it is not an easy task to achieve in America. Bad credit makes buying a house or car more difficult. In some circumstances, a low credit rating can affect one’s employment opportunities. Contine reading
When it comes to having a healthy financial lifestyle, the first thing that you need to take into consideration is how much debt you are in. No matter how big your salary is if you have more debt than income you have a poor state of financial health.
In order to take control of your finances the first step is taking control of your debt. Once you have a made a total assessment of how much money you owe across the board, here are the steps you need to take in order to reduce your debt. Contine reading
There’s been a huge explosion in lending to people who have poor credit records in recent years. After the financial crisis of 2009, the mainstream banks strangled the credit market by tightening their lending criteria, locking out hundreds of thousands of people who may have only had a little financial difficulty in the past.
So, you have some debt. Maybe you went a little crazy with credit cards in your 20s, or maybe you went through a rough divorce. Whatever the reason for your bad credit, the only way out of it is to start paying off those bills, getting your credit cards out of max, and dealing with debt collectors.
Combining finances can be a touchy subject for couples, posing many important questions. Is it necessary to combine your accounts? What if one person makes more money than the other? What if you have kids or buy a house? Depending on the circumstances, it may feel easier to manage your money together, but that doesn’t mean the transition will be stress free. Contine reading
Everything’s going along fine, and then boom: a major emergency hits and you’re faced with unexpected expenses and not enough money to cover them. For example, your car may break down and need major repairs to get it back on the road, or it may even need to be replaced if it’s been in an accident or would cost more to fix than what it’s worth. That’s just one possibility of something that can go wrong and leave you in a financial jam. Other unexpected expenses may include: Contine reading
Some interesting research released from an online investment firm, revealed that a large percentage of UK men (25%) and women (35%) saved nothing towards their pensions. The same study also found that a small percentage UK women (5%) and men (5%) added over £5,000 per month to their private pension pots during Q4 2016. For a better understanding of how well the UK is preparing for later life, take a look at the content piece below. Contine reading
Bаd Crеdіt Guаrаntоr Loans Tо The Rescue
It has been nеxt tо іmроѕѕіblе to miss thе nеgаtіvе media соvеrаgе surrounding рауdау lоаnѕ оvеr thе раѕt fеw wееkѕ and thеу all lеаd tо the ѕаmе рlасе – high іntеrеѕt rates аrе hіttіng people vеrу hаrd. Fоr anyone соntеmрlаtіng ѕubmіttіng a рауdау loan аррlісаtіоn, іt іѕ сruсіаl thаt іn оrdеr fоr thеm tо get a full іnѕіght into аnу роtеntіаl problems, аnуоnе who has suffered аt thе hаndѕ оf a рауdау loan hаѕ to fіnd thе соurаgе to come fоrwаrd to tell thеіr story. Contine reading