Are you being super careful with your credit score? You read all the latest articles on how to find a few more points by paying ahead on the mortgage and eliminating extra credit cards. But now that you need a new car, you are almost paranoid that applying for a car loan will end up hurting your score. Don’t panic! Before you decide driving that old clunker around Toronto, CA for another year is the best choice, check out some serious facts about how an auto loan really works with your credit score. Contine reading
If you were ever to meet a rich college student, you’d probably assume that they’re a trust fund baby because “rich” and “college student” are two terms that are not synonymous with one another. Much of the time college students are struggling to make ends meet. Paying tuition, paying room and board, paying for food, a car, clothing, and all of life’s other necessities seems nearly impossible. Many people just accept the fact that they’re going to accumulate debt over their college career, and they live day to day ignoring the massive sum building on their credit card. Contine reading
Bad credit can cripple a growing business as traditional lenders turn away good businesses that have had a little bad luck. But business owners no longer have to beg banks for loans. A new study shows that only 25 percent of new merchants seek out traditional financing. Instead, many merchants seek out more efficient and less restrictive sources of bad credit business loans. The following are a few popular sources of alternative lenders. Contine reading
Debt is no fun, and it can ruin a lot of things for you. If you have a lot of debt you won’t be able to buy a house, or even get approved to rent an apartment. Debt could keep you from getting a credit card or a loan.
Like many Americans, thousands of military veterans struggle with mounting debt. Deployment absences and other inescapable misfortunes provide a unique challenge for those who serve in the Armed Forces, and often these events leave a string of debt for hard-working soldiers. Contine reading
Loans and credit cards can be useful, or they can be the downfall of your credit score. If you use them wisely they can build your credit and you can get your dream home, get the care you have always wanted, and so many other things. If you aren’t using this money wisely it can severely damage your credit and it can take a ton of work for you to get it back on track. Contine reading
Most people know that prepaid cards are reloadable and accepted at the same places as major credit cards. However, what many people don’t know is that they offer so much more. Below are 6 hidden benefits of prepaid cards: Contine reading
It can be a punch in the gut each paycheck when you deposit a significant amount of money into your account, only to find that you immediately have to withdraw it to pay off your debts.
The recent downturns in the economy have left thousands of people finding it more difficult to borrow money. As banks and other traditional forms of borrowing have become more strict with their lending policies, people are looking for other ways to borrow, and logbook loans are fast becoming one of the most popular. So, compared to a standard bank loan, could a logbook loan offer the affordability you need? Contine reading
Credit is a topic that people should really understand in detail, but it somehow stays a subject that is taboo to mention, especially if your credit is poor. Credit can be such a commodity to everybody, but if you don’t know how to manage your credit and you have no idea how to build it up, you’re stuck with poor numbers that affect everything that you want to do in life that pertains to finances. Want to buy a car? What’s your credit like? Want to purchase a house? What’s your credit like? Want to start a business? If your credit score is low or nonexistent, good luck with that. If you have to repair your credit, you’re in for a long road… Contine reading