An installment loan is a good option if you are struggling with debt. If you take out an installment loan, then you will borrow a sum of money. You will make payments until you have paid off the full loan. There are unsecured installment loans and secured installment loans.
Loans and credit cards can be useful, or they can be the downfall of your credit score. If you use them wisely they can build your credit and you can get your dream home, get the care you have always wanted, and so many other things. If you aren’t using this money wisely it can severely damage your credit and it can take a ton of work for you to get it back on track. Contine reading
For those who are lucky enough to have come across this truism, it’s no secret that generally the advice you’d be given by the major financial institutions as to how to manage your finances ultimately begs to benefit them more than it will ever benefit you. For example, a big commercial bank might post on their blog some information that is pro-saving, which to be fair could indeed benefit you in some way, but it definitely benefits them more than it would you. Contine reading
Most people know that prepaid cards are reloadable and accepted at the same places as major credit cards. However, what many people don’t know is that they offer so much more. Below are 6 hidden benefits of prepaid cards: Contine reading
It can be a punch in the gut each paycheck when you deposit a significant amount of money into your account, only to find that you immediately have to withdraw it to pay off your debts.
The recent downturns in the economy have left thousands of people finding it more difficult to borrow money. As banks and other traditional forms of borrowing have become more strict with their lending policies, people are looking for other ways to borrow, and logbook loans are fast becoming one of the most popular. So, compared to a standard bank loan, could a logbook loan offer the affordability you need? Contine reading
Credit is a topic that people should really understand in detail, but it somehow stays a subject that is taboo to mention, especially if your credit is poor. Credit can be such a commodity to everybody, but if you don’t know how to manage your credit and you have no idea how to build it up, you’re stuck with poor numbers that affect everything that you want to do in life that pertains to finances. Want to buy a car? What’s your credit like? Want to purchase a house? What’s your credit like? Want to start a business? If your credit score is low or nonexistent, good luck with that. If you have to repair your credit, you’re in for a long road… Contine reading
Any practical, forward-thinking individual is well aware of the many benefits afforded by a good credit score and wants to take the relevant steps to ensure it remains healthy. You may think that a good credit score only becomes relevant when you need to obtain a mortgage, but in reality it impacts our financial lives in many more ways. Contine reading
A simple visit to the doctor can be expensive. If you need to go to the emergency room it can be even pricier. Then on top of that you have your regular checkups, plus medications. It can be really easy to have medical debt stack up on you, especially if you are diagnosed with any type of health condition. Contine reading
You never know when life can throw you a curveball. Between medical bills, car repairs, and more, just when you think you are caught up you find yourself in more debt. In order to get out of debt, you may have to borrow money. This allows you to pay off the bill and pay off the amount you borrowed on your own timing. Before you go off and start borrowing money, you want to make sure you are making responsible decisions so you don’t tarnish your credit score. If not, you could find yourself even further into debt and no ability to get a loan. Contine reading