Any practical, forward-thinking individual is well aware of the many benefits afforded by a good credit score and wants to take the relevant steps to ensure it remains healthy. You may think that a good credit score only becomes relevant when you need to obtain a mortgage, but in reality it impacts our financial lives in many more ways. Contine reading
A simple visit to the doctor can be expensive. If you need to go to the emergency room it can be even pricier. Then on top of that you have your regular checkups, plus medications. It can be really easy to have medical debt stack up on you, especially if you are diagnosed with any type of health condition. Contine reading
You never know when life can throw you a curveball. Between medical bills, car repairs, and more, just when you think you are caught up you find yourself in more debt. In order to get out of debt, you may have to borrow money. This allows you to pay off the bill and pay off the amount you borrowed on your own timing. Before you go off and start borrowing money, you want to make sure you are making responsible decisions so you don’t tarnish your credit score. If not, you could find yourself even further into debt and no ability to get a loan. Contine reading
Are you getting a little tired of your existing car and fancy a newer model?
Perhaps it’s more a case that you simply need something different, because a new arrival has increased your family size and you need a vehicle with a little more space.
Whatever the cause, if you’re planning to upgrade and purchase another car, you’re probably going to be faced with deciding how to finance it. It’s not always an easy decision to make. Contine reading
If you are like the average household in the United States, you are carrying more than $15,000 in credit card debt. How does that make you feel, well, more than anything I hope you feel a sense of relief in not being alone in debt. It doesn’t matter how you got to this point, what is important is what you do next. Establishing your financial freedom by paying off your debt is one of the most powerful moves you can make. The less debt you are into others, the more power you have over your life and your future. What strategies should you pursue to become debt free and life abundant? Contine reading
Whether you are currently struggling to make ends meet or simply want to make an already healthy financial situation even better, there’s nothing wrong with assessing your money management. You could be pleasantly surprised by how much you can save and with how little difficulty. Once you have put a few procedures in place, the savings can soon start stacking up – to the extent that you might even be able to start affording things that had previously been beyond your reach. Contine reading
Credit cards, student loans, housing loans – all of these can land you pretty deep in debt, and often it would feel like you’re only working so you can pay it all off, leaving you with little to no savings at all. Getting out of debt can seem insurmountable and take years, even decades to do, but it is possible. Here are some of the easiest ways to pay off your debts. Contine reading
If you have a medical problem you know that medical debt can add up quickly, even if you have insurance. Insurance doesn’t cover everything. There are co-pays and things that aren’t covered at all.
Credit will play a major part in your life. The difference between a life of ease knowing that your credit is squeaky clean, and a life of anxiety knowing that your credit is awful, is as comparative as night and day. Which would you prefer, right?
Maintaining a home and family is possible with bad credit, but it is not an easy task to achieve in America. Bad credit makes buying a house or car more difficult. In some circumstances, a low credit rating can affect one’s employment opportunities. Contine reading