There are many reasons that you may need some money, and fast. It could be that you have an emergency, like your car broke down or your water heater in your home quit working. Maybe you have to go on a last minute trip to help a sick family member. Contine reading
It is undoubtedly a smart move if you can survive without a credit card. However, there are many households and individuals that use credit cards even for daily usage. Contine reading
Debt problems go hand in hand with anxiety, and living with the stress of debt can affect every part of life; work, relationships, even mental health – not just finances. What’s often overlooked is how best to manage when you’re in debt and trying to pay it off. No matter how bad your own personal relationship with debt is, the good news is that with some patience and (most importantly) perseverance it’s absolutely possible to become debt free, and there are ways to better manage your finances during this tricky period. Here are a few tips to help manage when living with debt.
When it comes to saving up money and having a good balance when it comes to income and the money going out, there are some poor choices you could be making that are causing issues with the money flow. Lifestyle choices, not just spending choices, can have a big effect on your income. Contine reading
Living in the UK, we’re lucky enough to have the NHS taking care of us if we ever need a doctor, hospital treatment or undergo any kind of surgery. But there are times when we might be on holiday abroad, or we need specialist equipment that isn’t available on the NHS. This is where costs can mount up. So can a logbook loan help pay for your medical expenses?
The Financial Services Compensation Scheme announced recently that levies valued at around £36 million were to be imposed on pension advisers, as a result of the soaring rate of compensation claims from people who claim to have been mis-sold SIPPs. Contine reading
New research from an online money saving and voucher code website has revealed that 37% of people in the UK lie to their partner about their debts. This includes not disclosing any debts that they have and how much money they owe. Mortgages, credit cards and overdrafts are the main sources of debt for the majority of Brits with 5% of those polled owing to payday loan companies. Contine reading
Life has a way of happening fast. One moment things are going great and you’re trucking along with enough money in the bank to make rent and your car payment, as well as your other bills, and you even have enough to spare for a new outfit or pair of shoes. Other moments don’t exactly go this way. Once you’ve paid all the bills, you’re lucky if you have enough change to pay for parking at the meter. Contine reading
Financial knowledge is something that many people seek, and many companies provide. While it can be a competitive space, individual businesses are standing out because of their transparent approach, as well as the ability to provide financial information in a friendly and straightforward way. The experts at Portafina can be listed amongst one of these companies, and they have a list of accolades to prove this. Contine reading
For those who are lucky enough to have come across this truism, it’s no secret that generally the advice you’d be given by the major financial institutions as to how to manage your finances ultimately begs to benefit them more than it will ever benefit you. For example, a big commercial bank might post on their blog some information that is pro-saving, which to be fair could indeed benefit you in some way, but it definitely benefits them more than it would you. Contine reading