3 Low Risk Investment Options To Consider For Your Investment Profile

Most people are always looking for a way to bring in more money or make their money work harder for them. One of the best ways to increase the amount of money you have is to invest that money effectively. However, the potential to make a lot of money off of investments isn’t always enticing enough for people to put their money in risky investments. So if you’re someone who wants to try their hand at investing but doesn’t want to take on a lot of risk, here are three low risk investment options you may want to consider to help your money grow.

Franchise Business

Starting your own business can be a very risky investment and one that likely won’t see a positive return for at least a few years. However, by choosing to invest in a franchise business rather than starting your own business from scratch, you get the benefit of investing in an already proven business model. Additionally, Jeff Elgin, a contributor to Entrepreneur.com, shares that your investment also gets the benefit of having a strong brand, operational support and other advantages that help to minimize the risk of this investment opportunity.


According to Paul A. Merriman, a contributor to MarketWatch.com, investing in bonds is a great option for those worried about putting their money in the risky stock market. Merriman states that many people who choose to invest in bonds do so in order to minimize the risk of losing a lot of their money if the market begins to decline. Because of this, if you want to make a few riskier investments, it’s not a bad idea to invest in a few bonds as well to make your overall risk level a little lower.

Peer-To-Peer Lending

Peer-to-peer lending is a great way to invest you money while also helping other attain their professional, personal or financial dreams. With this type of investment, you’re loaning money to individuals in order to allow them the financial freedom to purchase a home, start a business or any other endeavor that requires a lot of capital.

Bob Schneider, a contributor to Investopedia.com, shares that the amount of risk involved in this type of investment is totally up to you as an investor because you decide who you lend money to and who you choose not to lend money to. For this reason, it’s vital that you take the loan screening process seriously to avoid choosing borrowers who will eventually default on their loan. But if you can pick the right borrowers, peer-to-peer lending could be the perfect low risk investment for you.

To really get the most out of your money, it’s important to invest in the right financial options. Use the tips mentioned above to help you choose the right low risk investment option for you portfolio.