3 Big Practices That Kill Your Credit

Credit is a topic that people should really understand in detail, but it somehow stays a subject that is taboo to mention, especially if your credit is poor. Credit can be such a commodity to everybody, but if you don’t know how to manage your credit and you have no idea how to build it up, you’re stuck with poor numbers that affect everything that you want to do in life that pertains to finances. Want to buy a car? What’s your credit like? Want to purchase a house? What’s your credit like? Want to start a business? If your credit score is low or nonexistent, good luck with that. If you have to repair your credit, you’re in for a long road… Contine reading

Four Ways to Borrow Money Responsibly

You never know when life can throw you a curveball. Between medical bills, car  repairs, and more, just when you think you are caught up you find yourself in more debt. In order to get out of debt, you may have to borrow money. This allows you to pay off the bill and pay off the amount you borrowed on your own timing. Before you go off and start borrowing money, you want to make sure you are making responsible decisions so you don’t tarnish your credit score. If not, you could find yourself even further into debt and no ability to get a loan.  Contine reading

Looking to finance a car upgrade?

Are you getting a little tired of your existing car and fancy a newer model?

Perhaps it’s more a case that you simply need something different, because a new arrival has increased your family size and you need a vehicle with a little more space.

Whatever the cause, if you’re planning to upgrade and purchase another car, you’re probably going to be faced with deciding how to finance it. It’s not always an easy decision to make. Contine reading

5 Steps Toward Debt Freedom

If you are like the average household in the United States, you are carrying more than $15,000 in credit card debt. How does that make you feel, well, more than anything I hope you feel a sense of relief in not being alone in debt. It doesn’t matter how you got to this point, what is important is what you do next. Establishing your financial freedom by paying off your debt is one of the most powerful moves you can make. The less debt you are into others, the more power you have over your life and your future. What strategies should you pursue to become debt free and life abundant? Contine reading

Easy Ways To Pay Off Your Debts

Credit cards, student loans, housing loans – all of these can land you pretty deep in debt, and often it would feel like you’re only working so you can pay it all off, leaving you with little to no savings at all. Getting out of debt can seem insurmountable and take years, even decades to do, but it is possible. Here are some of the easiest ways to pay off your debts. Contine reading

5 ways to accurately manage your money on a monthly basis

Whether you are currently struggling to make ends meet or simply want to make an already healthy financial situation even better, there’s nothing wrong with assessing your money management. You could be pleasantly surprised by how much you can save and with how little difficulty. Once you have put a few procedures in place, the savings can soon start stacking up – to the extent that you might even be able to start affording things that had previously been beyond your reach. Contine reading